financing insurance
BY TAKING OUT A LOAN, YOU ARE COMMITTING TO REPAY IT. ENSURE THAT YOU CAN AFFORD THE REPAYMENTS BEFORE TAKING OUT A LOAN.
Death and disability insurance (D&D)
Death and disability (D&D) insurance protects the repayment of your loan or lease. In the event of death, the leasing period ends and at least 3 rental payments are reimbursed to the heirs.
For car loans and leases, the outstanding balance is taken into account. In the event of Permanent Total Disability (PTD), the insurance covers monthly payments or lease payments until the end of the contract.
In the event of Temporary Incapacity for Work (TIW), payments are reimbursed after a deductible period.
Death, Disability, Loss of Employment (DDLE) insurance
Are you a private-sector employee aged between 18 and 70? In addition to the Death, Loss of Independence, Permanent Total Disability and Temporary Work Disability coverage, the Death, Disability and Loss of Employment (DDLE) insurance protects you in the event of redundancy.
Your monthly payments or lease payments are covered for up to 12 months. See the conditions in the IPIDs available in the "Find out more about D&D and DDLE loan insurance" section.
Secureloyer: peace-of-mind insurance for your long-term lease contract
The unexpected happens: accidents, theft... With Secureloyer, your long-term lease payments are protected. This insurance supplements your car insurer's compensation by reimbursing part of the payments already made, in the event of a total loss (destruction or theft).
Reimbursement is calculated on the basis of the month of the loss and any increase in the first payment.
FA+ insurance: enhanced protection
With FA+ insurance, you can protect your vehicle against unforeseen events, whether partial or total loss.
In the event of a partial claim (theft or accident): reimbursement of the damage deductible up to €760. In the event of total loss: Car loan Before 24 months: replacement value compensation.
After 24 months: replenishment of deposit and reimbursement of deductible up to €760. Lease-to-own Payment of the difference between the first increased payment and the standard payment.
COMPARE OUR FINANCING INSURANCE
| LTO | LTL | Vehicle loan | |
|---|---|---|---|
| Personal protection insurance (D&D / DDLE) | yes | yes | yes |
| FA+ guaranteed asset protection insurance | yes | ✖ | yes |
| Secureloyer insurance | ✖ | yes | ✖ |
| Vehicle insurance | yes | yes | yes |
MANUFACTURER'S FINANCING INSURANCE
Find out more about our insurance
D&D (Death and Disability) and DDLE (Death, Disability and Loss of Employment) loan insurance protects you against life's unexpected events.
They are available for lease-to-own, long-term lease and vehicle loans. FA+ financial loss insurance covers the financial risks associated with the theft or partial or total destruction of your car, for lease-to-own and vehicle loan only.
Secureloyer insurance provides compensation in the event of total loss (destruction or theft) for long-term lease vehicles only.
D&D (Death and Disability) and DDLE (Death, Disability, Loss of Employment) insurances protect you in the event of Death, PTIA, IPT and ITT.
DIPE insurance also covers job loss: your monthly payments or lease payments are covered for up to 12 months in the event of redundancy.
Eligible if you are a private-sector employee between the ages of 18 and 70. For added peace of mind, IPID insurance is an interesting option. *See conditions in the IPIDs available for consultation and download.
D&D (Death and Disability) and DDLE (Death, Disability, Loss of Employment) insurances are available for long-term lease, lease-to-own and vehicle loans. Financial loss insurance, on the other hand, is reserved for leasing and vehicle loans, while Secureloyer insurance is exclusively available for long-term leases.
Yes, our insurances are optional. You are not obliged to take out insurance in addition to your finance or leasing contract.
You can take out all the insurance policies offered by Mobilize Financial Services at your dealership when you sign your finance or leasing contract. The amount of the insurance is then included in your monthly payment or lease payment, simplifying the management of your monthly budget.
Car insurance, financial insurance, extended warranty and maintenance are not included.
